431 W Lambert Rd ste 305 Brea, CA 92821

Integrity Fund Control

Our Story

Founded in 2014, Integrity Fund Control offers construction loan disbursement services, funding, budget analysis, loans, and inspection services for construction sectors.

We have a full-service construction fund control disbursement program to efficiently manage and process construction progress draws nationwide.

We also provide construction cost budget analysis, construction progress inspections, and builder review services.

Our principals have over 70 years experience in the banking and construction lending industry.


Annmarie Lemento

President / CEO

Annmarie Lemento: A Visionary Leader in Construction Lending and Fund Control

Meet Annmarie Lemento, a trailblazer with over 30 years of dedicated service in the banking industry, renowned as the President and CEO of Integrity Fund Control. Annmarie’s illustrious career has equipped her with a comprehensive understanding of construction lending, making her a stalwart in managing and overseeing the seamless disbursements of a multitude of construction projects..

Professional Journey:

Annmarie’s journey began at Commerce National Bank in 1986, where she served as Vice President and later Senior Vice President Construction Loan Manager for a remarkable 21 years. Her expertise extended to Banco and Golden State, solidifying her as a seasoned professional with hands-on experience in diverse banking environments.

In 2007, she transitioned to California Community Banks, assuming the role of Executive Vice President and Chief Credit Officer for nearly a decade. During this period, Annmarie honed her skills in loan credit analysis, financial assessment, project analysis, contractor qualification studies, entitlement processes, and robust construction disbursement procedures.

Since September 2013, Annmarie has led Integrity Joint Control, Inc. in Brea, California, as its President and CEO. Under her visionary leadership, the company has thrived for over a decade, establishing itself as a prominent force in the fund control arena.

Expertise and Contributions:

Annmarie’s extensive experience has endowed her with a unique perspective, allowing her to understand the nuanced needs of financial institutions in the fund control domain. Her skills surpass conventional boundaries, encompassing leadership, strategic planning, and meticulous management.

Licenses & Certifications:

Annmarie is a Licensed Joint Control Agent, earning recognition and endorsement for her unwavering commitment to excellence. Her credentials attest to her dedication to maintaining the highest fund control and construction lending standards.

Steve Macke


Steve Macke: Visionary Leader in Real Estate and Development

Meet Steve Macke, Co-founder and Chief Operating Officer of Integrity Fund Control, whose career has left an indelible mark on the Southern California real estate market. A licensed real estate broker, seasoned developer, and trusted consultant to regional banks and home builders, Steve brings a wealth of expertise to the Integrity team.

Professional Journey:

Before co-founding Integrity Fund Control, Steve served as an active principal in virtually every facet of Southern California’s real estate landscape. His affiliate companies have successfully developed a diverse portfolio spanning residential, industrial, and commercial projects. Notable ventures include single and multi-family residential developments, industrial warehouses, mini-storage facilities, office, retail centers, hospitality establishments, and mixed-use projects, all underscored by a commitment to sustainable development.

Consulting Expertise:

Steve’s influence extends beyond development, providing invaluable consulting services to prominent national, regional, and community banks. Institutions such as Washington Mutual Bank, JP Morgan Chase, Golden State Bank, and California Business Bank sought his expertise for project feasibility and troubled asset analyses.

Integrity Fund Control Impact:

Bringing his extensive knowledge and experience to Integrity Fund Control, Steve plays a pivotal role in providing a unique perspective to the development and construction processes of the Integrity team. His leadership ensures that the company thrives in delivering high-quality, services that ensure the success of clients  projects.

Educational Background:

A graduate of the University of Southern California Marshall School of Business with a degree in finance, Steve’s academic foundation complements his hands-on experience in the real estate and construction industry.

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